Group insurance

Bernard & Fabien has the expertise to set up a group insurance plan for your business that’s effective and efficient.

In addition to boosting employee morale, a group plan can help you retain and attract top talent.

Our partner: Alliance Solution Collective

We’ve partnered with Alliance Solution Collective due to their innovative products that optimize the industry’s best practices for the benefit of SME- and enterprise-scale organizations alike.

Plan Management and Billing (TPA Services)

Trusted experts facilitate the customization of this benefit integrated plan and synergies between all parties involved (customer, insurer and professionals). It involves a comprehensive management service.


It includes:

  • Exclusive, high-efficiency benefits (self-insurance, multi-insurers, multi-employers combination)
  • A single membership form
  • An single monthly statement, regardless of the number of insurers
  • A cost simulator
  • A single management tool, regardless of the number of insurers

With self-insurance, the employer is responsible for claims. Thus the company takes on a portion of the risk associated with a group insurance plan and saves on management costs and fees associated with its policies. It allows for a more accurate assessment of reserves.

Multi-employers group insurance

Alliance Solution Collective can group smaller and smaller businesses.

Based on the concept of an economy of scale, pooling reduces management fees of plans while offering individual members similar advantages to enterprise-scale organizations, both in terms of benefits and costs.

Accidental death or dismemberment (ADD)

Alliance Solution Collective has negotiated agreements to financially support the insured in case of a critical illness or severe accident. We’ve enhanced the ADD protection by covering four types of illness*, those being:

  • Cancer
  • Heart attack
  • Stroke
  • Corneal surgery

Our coverage is affordable, costing only up to 10% of your ADD insured capital, for a minimum of $5,000 and a maximum of $10,000.

*Certain conditions apply.  These are non-binding and subject to change without notice.

Trimester reporting

Regardless of the size of your company, it’s important to control the costs of your group insurance plan. So, we’ll give you quarterly, strategic and proactive recommendations for you to manage your plan over time.

Request a quote

Complete our short, online questionnaire and we will contact you shortly. Or call use at +1-866-363-7873.